Need your car back on the road quickly? Get car repair loans now
Unexpected vehicle repairs can be costly and often occur when you are not expecting them. Our car repair loans in the UK can help split the cost into easy-to-manage monthly instalments. These are helpful in funding an engine repair, gearbox replacement, new tyres, brakes, or MOT-related repairs.
At Quickloanslender, we invite applications from a wide range of borrowers, including those with past credit issues. You can access the funds between £1,000 and £10,000 to repair your vehicle and get back to daily routine as quickly as possible.
See typical car repair costs in the UK:
| Engine Repairs | £1,000 - £5,000+ |
| Timing Belt Replacement | £300 - £1000 |
| Clutch Replacement | £500 - £1,500 |
| Brake Repairs | £300 - £1,500 |
| Gearbox Repairs | £900–£4,000 |
| MOT Repairs | £300 - £1500 |
| Suspension Repairs | £400 - £2500 |
Need money to cover these costs?
What are car repair loans?
Loans for car repairs are a specific type of personal loan. They are tailored to cover the cost of unexpected vehicle repairs, including repair of engine, gearbox, brakes, new tyres, or other important maintenance.
These loans help in repairing your vehicle soon without putting an extra burden on your finances. If the major parts need replacement, the repair costs become too heavy. You should avoid using savings or delaying the necessary repairs by applying for these auto repair loans.
| Car Repair Loans vs Using Savings | ||
|---|---|---|
| Factor | Loan for car repair | Savings |
| Instant funding | ||
| Chance of protecting emergency funds | ||
| Fixed monthly repayments | Not Applicable | |
| Ideal for larger repairs | Possibility is there | |
You may get the loans on fixed monthly repayments over an agreed term. The final amount depends on individual affordability and financial circumstances.
At Quickloanslender, both secured and unsecured borrowing options may be accessible. Unsecured loans avoid the requirement of collateral, whereas secured loans may bring larger amounts but an asset is needed.
How to get a car repair loan?
Complete the online application form
Get a fast lending decision
Review the loan agreement carefully
Receive funds once approved
What can an emergency car repair loan be used for?
Sudden vehicle expenses can occur at any time. They generally come with a repair bill that may disturb your budget. Opting for vehicle repair finance can help cover various but essential vehicle maintenance and repair costs.
Getting a loan allows you to spread the cost through affordable monthly repayments instead of paying the lump sum upfront.
You can use the funds for multiple repairs, or depending on your circumstances:
- Engine replacements or repairs (major repair, complete rebuild or replacement parts)
- Gearbox and transmission repairs (gearbox maintenance, transmission service, replacement costs)
- MOT repairs (MOT-related issues or passing the test)
- Brake and suspension (Damaged brake pads, discs, defective shock absorbers, and suspension issues)
- Tyres and wheel alignments (wheel repairs, balancing, and cost of alignment services)
- Electrical repairs (diagnostics, battery replacements, alternator repairs, wiring faults, and other electrical problems)
- Accident damage (bodywork repairs, denting, painting, replacement panels, and other accident-related expenses)
- Registration, Insurance and Other Vehicle Costs
Need funding support to cover unexpected repair expenses? Check your eligibility now and use the funds accordingly.
Why do borrowers choose a loan for car repairs?
Sudden damage to your car can be worrying for your finances. It becomes severe if you need to pay immediately. Many borrowers choose vehicle repair loan options because they can get quick access to funds. Instead of paying the amount in one go, loans can help in spreading the repayments.
Some of the important reasons include:
- Protect Your Savings: Use loans so that you do not need to disturb your emergency fund.
- Drive the car soon: You can borrow funds to avoid long delays caused by repair expenses.
- Affordable monthly repayments: You can manage the repair costs by paying manageable monthly instalments.
- Cover considerable repairs too: Loans are useful for managing the costs of expensive engine and gearbox work.
- Flexible repayment terms: You can apply with multiple repayment terms from 1 to 5 years that suit your budget.
Can I get a car repair loan with bad credit?
Yes, Quickloanslender assesses applications for bad credit car repair loans based on the ongoing financial circumstances and income status, not only the credit score. A poor credit history does not automatically prevent you from getting a loan.
We may consider a loan with bad credit for you even if you have experienced missed payments, CCJs, defaults, bankruptcy, or other past credit issues. However, you need to demonstrate a regular source of earning and ability to manage the timely repayments.
Our focus is on responsible lending and affordability to help borrowers find a suitable funding solution for unexpected car repair costs.
Here are the key benefits of loans for car repairs with bad credit:
- Variable borrowing amounts from £1,000 to £10,000
- Soft credit checks for higher approval
- No guarantor loan options are available
- Fast online application process with minimum paperwork
- Flexible repayment terms to match everyone’s budget
Representative Examples of Loans to Repair a Car
The examples given below are for illustration purposes only. They do not guarantee loan acceptance or particular loan costs.
Repair Type: Gearbox repair and replacement
Loan Amount: £4,000
Repayment Term: 36 months
Scenario: A borrower can avoid the lump sum payment by spreading the cost of gearbox repair over affordable monthly repayments.
Repair Type: Engine repair due to breakdown
Loan Amount: £7,000
Repayment Term: 48 months
Scenario: A borrower gets funds to cover major engine repair. It helps repair the engine to get back on the road soon without hurting their savings.
Repair Type: MOT-related repairs and replacement costs
Loan Amount: £2,000
Repayment Term: 24 months
Scenario: A borrower uses a car loan for repairs to cover the cost applied in passing the MOT test. It helps borrowers in keeping their vehicle roadworthy for everyday use.
Why choose Quickloanslender for auto repair loans?
Choosing the right lender can make a significant difference when unexpected vehicle repair cost high. At Quickloanslender, our objective is to make borrowing simple, transparent, and easy to access to help those requiring emergency car repairs.
Connect with us to get suitable loan options to deal with engine trouble, gearbox issues, or MOT failure. We further strive to help you with a straightforward online application process, flexible borrowing options, and availability of car repair loans for poor credit.
- No broker fees
- Direct lending decision
- Bad Credit Considered
- No Upfront Fees
- Transparent Lending
- Dedicated Support Team
Get back on the road faster