Traditionally, a lending process always involves certain obligations. Providing the guarantor has been among the most important that every borrower has to follow. It means you need a reliable person alongside you, who can take your loan guarantee.
Over the years, it has been found that arranging the guarantor sometimes becomes impossible. It happens especially when someone has a bad credit score. No one agrees to take the guarantee of those with less financial credibility.
No guarantor loans are suitable for such circumstances. These funding products give you the factor of self-dependency in applying for a loan. You can go ahead with your loan plans without searching for another person to co-sign the loan agreement.
QuickLoansLender is the responsible direct lender in the UK, offering loans without a guarantor on borrower-friendly features. These are:-
100% Online Procedure: You only need to have an internet connection in your home or Smartphone to apply for these loans. No legwork and no paperwork are required.
Maximum Approval Chances: Unlike other direct lenders in the UK, we have higher approval chances as we approve your loan application on your own financial capacity.
Affordable Lending:We offer only affordable loan deals to everyone. We finalise the lending terms and conditions only after analysing your current repayment capability.
Loans without guarantor from direct lender are personal loans where the borrower applies without any second person. These are among the most used lending products in the UK, as borrowers have the chance of an early approval.
These are the short term loans that work better during a financial emergency.
Suppose you have arrived at a restaurant with your friends to give them a party of getting a new job. After having a meal with them, you suddenly realise that you have lost your wallet and the bill is due to pay. Of course, you hesitate to ask for money from your friends. Therefore, the best thing is to apply for no guarantor loans. With no need of having a guarantor, you can apply from your Smartphone and get instant money to your bank account. Now, you can pay the restaurant bill.
The loan features are:-
Conditions are not favouring you when you face continuous financial struggle. You cannot think of your future when the present is quite uncertain. Therefore, having easy loan products is the need of the hour. QuickLoansLender understands this well and brings a variety of no guarantor loans on instant approval.
There is nothing better feeling than having funding at your doorstep. Yes, this is what we offer to you. Our doorstep loans with no guarantor are such small funding sources where borrowers’ are at the comfort level. You only need to submit an online loan query. Our representative quickly contacts you and schedule a meeting.
Sit together on the said schedule, process the loan and receive approval on the spot. Moreover, you get the desired funding on the same day. Another significant thing about these cash loans is that the same representative will come to collect the repayments.
Loans are always going to be tough for those with very poor credit scores. Unlike mainstream lenders, we take care of their finances by offering very bad credit loans with no guarantor. These are the specified funding options where funds are making available for the people with adverse credit ratings.
The best part of these loans is that people with County Court Judgement (CCJ) against their names can also apply. According to your current income, you get the funds and come out from the judgment to have a clear financial record once again.
Short Term Loans
We offer short term loans with no guarantor also to make it easier for the borrowers. These small loans primarily come into the picture when there is a financial emergency or fill a financial gap while purchasing something.
The absence of the guarantor does not halt your chances of loan approval. In fact, your current income will make way for assured loan acceptance. However, you need to show your repayment capacity before the lender.
Among the most applied small loans are payday loans. These loans are best suited during extreme financial emergencies. Quick approval and fund disbursal are the standard features of these cash advances.
Payday loans with no guarantor are totally based on your monthly income. You make the repayments on your next salary day and there is little chance of missing any instalment.
We have unsecured loans with no guarantor also in our series of loan products. These have dual benefits for the borrowers. They can apply for the loans without any collateral and no requirement of a reliable person to take your guarantee.
However, these loans are only for the small amount to borrow, but they have higher approval chances than long-term loans. Therefore, you should apply for them according to your loan affordability.
Since we are offering no guarantor loans, there have been many queries from people with poor credit scores. They usually ask about their chances of availing of quick loans for bad credit with no guarantor required.
When the conventional lenders are too specific about funding the bad credit people, we have opened our doors for them. If you also have unsatisfactory credit ratings, you can still submit your online loan application. We approve it and offer loans according to your financial affordability.
See below the attributes that we are offering on loans for bad credit with no guarantor in the UK:-
Indeed, you will be delighted to know that loan approval is there despite a less-than-perfect credit score. Now, your mind is thinking about what benefits you will get on such loan deals. Without testing your patience, we are revealing the three utmost advantages of these loans.
Funding up to £10000 - Yes, if you are earning well but need funds to cover up the financial gap while purchasing something, we can assign a 10000-pound loan for bad credit with no guarantor required. However, it will be according to your affordability and capacity to repay the loan during the entire term.
No Extra Fees - Despite having a poor credit score, you will not pay heavily to avail of a loan deal. We are the dedicated direct lender in the UK offering loans for bad credit with no guarantor, no fees but an instant decision.
Approval for Jobless or living on benefits - Indeed, our lending products invite unemployed people too. We can approve their part-time income as the criterion for the loan approval. Moreover, we can offer loans for bad credit with no guarantor and on benefits that you are receiving from the government.
It is correct that the way is smooth to get the loans with no guarantor needed. Still, you should be careful enough to follow the loan procedure sincerely. You should not think that approval is easy even if you submit any detail or having any credit score.
As the responsible direct lender in the UK, we feel we have to make you familiar with the challenges ahead while applying for these no guarantor loans. Here they are:-
We pursue these three qualities while financially supporting an individual who wants no guarantor loans from a direct lender.
Convenience in the loan process, approval and fund disbursal;
Credibility in keeping your personal data safe and bringing an assured loan to your favour;
Commitment in assisting you during financially critical times according to your loan affordability
QuickLoansLender wants to be your financial partner. Therefore, you do not need a loan partner. Apply now for our no guarantor loans that come irrespective of your bad credit score.
Yes, you can get the approval for a loan even if you do not have a guarantor. You need to focus on two things:
You do not need a guarantor if you follow these suggestions.
Yes, direct lenders are very much open to offering the no guarantor loans. In fact, such exemption may not be possible with traditional lenders as they are not so flexible in their terms.
The direct lenders, on the other hand, offer flexible lending norms that make easier for the borrowers to get the funds without any complexity.
We cannot say about other direct lenders in the UK, but Quick Loans Lender does not ask for any fees before and after the loan term. Only the interest rates that you need to pay along with the principal amount.
Indeed, you can apply for a loan despite having poor credit score and non guarantor is there to back you. However, you need to show your repayment capacity through the monthly income. Quick Loans Lender does not check your credit score and this allows the borrowers to get the funds easily with whatever the credit score is.
Bad credit loans from us are very much safe even if no guarantor is there. We have the maximum loan approval chances for you because we look at your recent financial performance. You do not worry about the interest rates, as ours are always competitive.
Bad credit loans without a guarantor require a soft credit check, but they do not pull your credit score as they do not show up on your credit report. However, you can get a loan with no credit check even if your credit score is poor. The lender will approve your application after considering your income statement.
There is a simple process to follow, which includes these simple steps:
We are always ready to help you irrespective of your credit history. In fact, we are entirely dedicated towards the people with less-than-perfect credit score. Our no guarantor loans for bad credit people are accessible on easy lending terms and conditions, particularly the interest rates and repayments. Besides, we also help in improving your credit score.