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No Guarantor Loans for Bad Credit, Direct Lender UK

No guarantor loans - the most wanted solution to bad credit

Probably the most challenging part of the bad credit phase is finding out the guarantor. You want to borrow money, but the mainstream lenders require someone to back you. What about applying for no guarantor loans for bad credit from a direct lender?

It is perhaps the only solution when no one agrees to take your guarantee. You can save precious time and keep your relationships with friends or family intact.

At QuickLoansLender, you get the opportunity to get loans with no guarantor at affordable interest rates starting from 5.99%*, depending upon individual circumstances.

What is currently defining a no guarantor loan?

You can say that no guarantor loan is anything but getting funds without a guarantor. It is too simple to describe, but it is more than this for us.

We offer these loans as a useful means to solve your bad credit issue. Of course, this may be a small matter to solve for you. Still, it significantly impacts your personal finance.

Once getting a loan from our company, you can expect quick peace of mind. Unlike other direct lenders in the UK, we have adopted a wide approach where everything is covered and what everyone wants.

With us, you have relaxation in many ways. Here is a glimpse of it:-

Avail Fast Loans with No Guarantor


Loan Obligations Our Loan Features
Upfront Charges Not Applicable
Loan Quote Obligation-free
Early Repayment Charges Nil
Late Repayment Charges £8
Fund Transfer Within 24 hours


How do you frame your loans with no guarantor facility?

Applying for loans with no guarantor may seem risky, as trends say these are costly funding resources. We are not part of this trend and consider your bad credit situation seriously.

We offer these loans at 3 levels depending on individual needs, circumstances and repayment capacity.

What advantages embellish your loans without a guarantor?

Features of any loan remain the same, but our primary focus is on assuring the maximum advantages of our loans without a guarantor. Here they are:-

  • A dedicated deal for the people with bad credit

    This is an exclusive loan deal for those with less-than-perfect credit scores. All the aspects of loans are prepared by keeping their financial demands in mind.

  • Quick response

    You can book an early online appointment rather than face disappointment. Submit your loan application early, and our representatives quickly get back to you. Therefore, we say these as quick no guarantor loans.

  • Less costlier than other lenders

    We vouch for making loans less costly than other lenders. You pay only the affordable interest rates. Indeed, you do not need to pay any broker’s fees as we are available directly to serve your purpose.

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  • Assurance on same day funding

    There is no doubt that we will approve your loan application without any delay. The best part of same day no guarantor loans is that we transfer the required amount directly to your bank account on the exact date of application submitted.

  • A way to improve your credit score

    There is one more significant advantage of our non-guarantor loans. You can enhance your credit record by making timely repayments thanks to the manageable monthly instalments

May I know the risks of getting a loan for bad credit with no guarantor?

Many lenders do not describe the risks of a particular loan. We take it as goodwill for your borrowers. You should know what risks are involved when you apply loans for bad credit with no guarantor.

Please do not take them as loan disadvantages, but you can assume them as preventive measures. Here are a few possible loan risks:-

What do I need to assure a guaranteed loan with no guarantor?

When your finances are facing continuous disturbance, getting just a loan is not your motive. Instead, you should focus on getting guaranteed loans with no guarantor and bad credit from direct lender.

Indeed, it is a tough task to expect but not impossible. QuickLoansLender responsibly works on granting the guaranteed approval if you are good on the following aspects:

What prospects are there on loans with no credit check and no guarantor?

When it is about people with bad credit scores, the preference is just no guarantor and no credit check. Again, it is challenging for us as the lender. Still, we relax you with a soft credit check and sometimes offer loans with no guarantor or no credit check.

A credit check is a vital part of a loan process, and it helps the lender to shape a loan deal according to the borrower's capacity. However, a hard credit perusal proves quite risky for anyone's profile.

Therefore, we offer every loan deal on a soft credit check. Besides, you can also expect no credit check under these circumstances:-

What other loans are accessible other than no guarantor loans?

You will find no guarantor loans quite useful in your current financial scenario. However, you may want a more specific loan option but having the facility of no guarantor is mandatory.

Surprisingly, we have that provision too. Isn't it great for you? YES.

Let's discuss which loan alternatives are:

No Guarantor Loan Alternatives Features

Payday Loans with No Guarantor

  • Get Approval in 15 Minutes

  • Repay on your next Payday

  • No collateral is needed

  • Available for any credit score

  • Ideal for Financial emergency

Loans for Unemployed with No Guarantor

  • Approval despite no Full-time Income

  • Get acceptance on a part-time income

  • Loans on government-sponsored benefits

  • Competitive interest rates

  • Funding until a new job

Unsecured Loans with No Guarantor

  • Income-based loans
  • Ideal for people with poor credit
  • Weekly and monthly repayments
  • Loans for any financial purpose
  • Apply from anywhere

How much will be the amount applicable on non-guarantor loans?

Each loan deal offers an amount that matches loan affordability and financial needs. Non-guarantor loans are not the exception in this regard.

As an eligible borrower, you can apply for an amount from pounds 1000 to 10000 on no guarantor loans.

You can decide the amount after analysing your current financial needs and capacity for monthly income. You should remember that our company offers only an affordable amount.

You can borrow that amount for 12 - 60 months. Since our interest rates are competitive, you can easily pay each monthly instalment from your regular income.

I want to apply for a no guarantor loan. What is the overall procedure?

Our procedure is perhaps the easiest when someone seeks loans without a guarantor in the UK. Easy-to-fulfil eligibility conditions best complement it.

No Guarantor Loans

Application Procedure

  • Choose the loan term and amount
  • Fill out an online loan application form
  • Submit it carefully and receive an instant loan quote
  • Get an instant loan decision
  • Release of fund transfer to your bank account
  • Note: You can submit your loan application on weekends or during bank holidays.

Eligibility Criteria

  • Your age should be minimum of 18 years or maximum of 70 years
  • You should be permanently living in the UK
  • Your full-time monthly income should be a minimum of £700, while part-time earnings can be around £400
  • Your bank account should be active
  • You should not have had bankruptcy charges in the past two years.

Why Quickloanslender? We have 3 strong reasons

Not only do we have no guarantor loans, but we provide each loan with full responsibility. We give three reasons why you should have our loans instead of any other lender in the UK.

These 3 reasons are reflected in our company’s name: QUICK-LOANS-LENDER.

‘QUICK’ Funding Affordable ‘LOANS’ Honest ‘LENDER’
Words like delay or waiting are in our dictionary. Everything is done quickly here. You do not have to touch your savings to repay. Manage it from your monthly earning. We deliver what we promise without hiding anything and without surprising anyone.

When we are quick, you should be quicker to apply for a non guarantor loan.



FAQs

Can I Apply for a No Guarantor Loan with CCJ?

You can get approval, but your recent financial performance should be good enough. You have to show that you are in the condition of removing the judgement against your name.

Can I Get 100% Acceptance on a Loan without a Guarantor?

No lender can guarantee the loan approval, as it depends upon one’s affordability and repayment capacity. However, QuickLoansLender is currently at the top when it comes to loan approval for people with bad credit.

What Income Proofs Should I submit to borrow without a guarantor?

There are not many documents you need to submit for these loans. We require only the last 6 months' bank statements, salary slips for the last 3 months, appointments, and relieving letters of previous jobs.

Are No Guarantor Loans Secured or Unsecured?

You can say both. These loans become secured when the lender needs collateral to back the loan amount, and no guarantor is there. They become unsecured when you do not need to place collateral, and no guarantor is required.

What is the difference between payday loans and no guarantor loans?

Payday loans are very small loans that can be ended within one month. They are available at higher interest rates. On the other hand, no guarantor loans are bigger in amount and term than payday loans. They are available with different alternatives and competitive interest rates.

Is the auto-debit option available on loans for bad credit and no guarantor?

Yes, we do have the auto-debit option on every loan deal. It has the biggest advantage that you do not miss any repayment, and your credit score will continue to grow.

Can I Apply for a Loan without a guarantor early in the morning?

Of course, you can apply anytime for our loans. In fact, you will be at a major advantage if you apply early in the morning. We can consider your loan application first, and the loan amount will be disbursed to your bank account in the afternoon.

Does an initial loan quote affect my credit rating?

Not at all, as our loan quote is obligation-free and does not affect your credit rating. You can freely apply for our loans and make full use of them to meet personal ends.