You need to get a high-speed Broadband connection immediately but have apprehensions. Are you concerned about your blemished credit profile? Your poor scores might come in the way of getting a broadband deal.
Some of the very prominent internet service providers will be reluctant to offer deals without verifying your credit background. On the contrary, some will not enquire about your credit scores at the time of offering a package.
Just like the way you can obtain loans for bad credit from a direct lender with no guarantor obligations, getting broadband services is also possible for you. These loans do not even compel you to compensate for this favour by imposing other additional requirements.
Similarly, despite low scores, you can avail of internet service despite the prevailing market competition amongst the providers. They will most likely not ask you to undergo any credit checks. You might not have to face any assessment while signing up for their services.
Although poor credit scores will be responsible for shrinking your options, some providers will still be accessible. Take a closer look at the various facets of how to get a broadband connection regardless of poor scores in this blog.
Broadband deals with bad credit
Credit score requirements to apply for broadband connection are not as tough as loans. The possibility of receiving acceptance is not zero in this case. All you need to know is about the right providers who can help you get the internet connection no sooner.
The list of service providers who do not demand any credit checks is here.
1. Plusnet
This brand focuses on delivering value to the customers with the following promises:
- Unbeatable pricing
- Superior customer support
- Enhanced speed
- Duration for the contract from 12 to 18 months
2. Now broadband
They are one of the prominent names amongst the Wi-Fi providers in the UK with the following facilities:
- Standard fibre packages
- Offer premium service at a minimal fee
- Monthly payments are low
- Superfast internet connection
3. Direct Save Telecom
You can even opt for no-contract broadband with this internet service provider with additional perks:
- No extra rental fee for the connection
- An upfront payment will only be required
- Provision for enhanced speed
4. BT Home Essentials
If you are living on a low-income and dependent on benefits, you can avail of this broadband service that ensures:
- Need for £ 15 each month from you
- An average internet speed
- Enquiring only about your National Insurance Number
What to do if you are clueless about your exact credit stature?
As a mandatory step, fetch and analyse your credit reports ahead of putting up your request for internet services. Understand where you are standing from a credit stature point of view. Moreover, self-checking will not cause any damage to your credit scores.
Review your credit scores occasionally by getting a free report from any credit reporting agency like Equifax, Experian and TransUnion. Whether you have poor or good credit scores, broadband service providers will not turn down your request, as the requirements are not as rigid as a loan application.
Despite this, if you do not want to miss a good opportunity, try settling all the pending cash issues by taking out financial help from QuickLoansLender. They can help you get loans at minimal prices and criteria. Weigh your options carefully before picking up one.
Are there any alternate ways to get internet with poor credit?
If you do not want to avoid getting into a broadband service contract for a fixed term, you must explore other ways to get an internet connection. There is no need to think that your credit stature will create an obstruction in this way. Flip through some of the alternatives.
Consider a rolling contract
Check if the service provider can facilitate a rolling contract that will update every month. This way, you do not have to be part of the same contract for a longer duration. If you want to change the broadband connection as the contract will renew after a small duration.
Since the period of the contract is short, credit checks are not mandatory. Nevertheless, because of short tenure, you might have to pay a heavy price to avail of the internet service.
Universal credit customer facilities
If your monthly income is low and you receive benefits like Universal credit, you can take advantage of a special offer for broadband connections. Discounts will apply in this type of broadband deal. Get broadband service at budget-friendly rates without any inhibitions.
The bottom line
The horror of having bad credit and its consequences will never leave you. This will follow you even when you might think about getting a broadband connection. However, the situation is not as worse as getting loans or credit cards.
Although some broadband service providers conduct credit checks, they are ready to accept poor scores. You can also search for providers who do not have any obligation regarding good or bad credit scores.
Take note of the list this blog has presented. You can search on your own also without hesitating about your credit stature.
FAQs
Can I get a free router with broadband deals despite bad credit?
Free routers are an inevitable part of Wi-Fi packages. It does not matter if you have questionable credit scores. If an internet service provider approves your request, nothing can prevent you from getting a free router. A small postage fee might be levied to deliver this device to your address.
Should I improve my credit stature before requesting the service?
A good credit score will extend options for you. Therefore, you can do the needful to enhance your credit scores to enjoy diverse opportunities. The fast and easiest way to improve scores is by disbursing the pending bills on time.
Will defaults stay on my credit record forever?
No, they will not stay on your credit reports forever but rather for six years. Make sure to pay off outstanding on time to promote your credit scores. In most cases, your current financial profile is more concerning for loan providers and service providers.
Emma Anderson is a financial advisor at Quickloanslender who always believes in researching hard to know her clients’ financial problems. She takes the time to understand their financial wants and needs to write the blogs on them as the solutions. In her long 14 years of experience, she has written plenty of blogs on the financial and business sectors of the UK.
Emma Anderson has been recognised for her work in financial planning and her blogs are regularly published in the website of Quickloanslender. As far as her educational qualification is concerned, she has done Masters in Accounting and Finance, and done PG Diploma in Creative Writing.
